MiPymes
(FS 16) Through the participation of guarantee schemes, the commercial bank competes by improving credit conditions and market shares in different segments. The interest rates offered to micro-, small- and medium-sized companies (MiPyMES) have reduced significantly to an average level of approximately 9.1%.
Additionally, the ABM, in alliance with different institutions, has implemented initiatives to serve the needs of this market, which consists of more than9%1 of all the companies in the country. Among the most significant initiatives of 2014, we can mention:
National Entrepreneurs’ Week
The second National Entrepreneurs’ Week was held in August, organized by the National Entrepreneurs Institute and the Ministry of the Economy, with the active participation of nine banks in the Financing Pavilion. At an institutional level, the ABM gave PYME Financing Workshops, in which almost 200 businessmen and entrepreneurs took part.
PYME ABM World Portal
This portal is a tool for the purpose of illustrating in the most simple manner the processes and requirements necessary to obtain loans for interested PYMES, as well as other services offered by the Banking System.
The portal (www.mundopymeabm.org.mx) was put into operation in April 2013 by the ABM. At year-end 2014, the portal registered 37,000 visits, 79% by new visitors and 21% by recurring visitors.
PYME Financing Workshops
The workshop held by the ABM is aimed at entrepreneurs of micro-, small-and medium-sized businesses and offers participants the practical experience of the process of requesting credit and the creation of their files.
To date and in coordination with several business entities, more than 5,700 companies have been trained through chambers of commerce and industry, as well as business centers in different parts of the country.
1. El 95,2% (4,8 millones) de las compañías son microempresas, el 4,3% (221.194) pequeñas empresas, el 0,3% (15.432) medianas y el 0,2% (10.288) grandes firma. Instituto Nacional de Estadística y Geografía (Inegi), Censos Económicos 2009.
